Cashiers check how long are they good for

If the check is fraudulent, the bank may charge it back against your account in other words, deduct the funds from your account or obtain a refund from you.

The bank might also charge you an overdraft fee if your account becomes overdrawn as a result of the chargeback or refund. Different banks may have different policies on, for example, when they will place a hold on deposited funds. You should review the deposit account agreement you received when you opened the account, as it explains the bank's availability process.

Harris Bank N. Legally, you can always cash a check because a check can never be voided. The best action to always take is to simply cash your checks in a timely manner. Now that mobile check deposit is widely available, cashing a check can take seconds, and you can do it from anywhere. Every day, get fresh ideas on how to save and make money and achieve your financial goals. Sponsored Links by Zergnet. Sign up for our daily newsletter for the latest financial news and trending topics.

For our full Privacy Policy, click here. Advertiser Disclosure. By Jared Nigro January 24, Top Offers from our Best Banks of Check out the best accounts to help you save money and reach your financial goals!

View Offers. About the Author Jared Nigro. Jared Nigro is a writer based in Los Angeles. His experience includes covering a range of personal finance topics for GOBankingRates, specializing in offering actionable advice for banking customers. Check Out Our Free Newsletters! Subscribe Now. My father got it from his bank account to keep my brother, who was on drugs, from getting the money.

It was terrible what he did to my dad. I have been trying to get my money all this time. I was sent a letter last month from Wells Fargo. The letter said if I had any problems to inform them.

Can you advise me on any of this? This could be difficult to do if you need to make a payment outside of regular banking hours. Was this article helpful? Share your feedback. Send feedback to the editorial team. Rate this Article. Thank You for your feedback! Something went wrong. Please try again later. Best Ofs. Best Savings Account. Best CD Rates by Term. Fintech And Online Banking. More from. Napoletano Contributor. By Ben Gran Contributor. Information provided on Forbes Advisor is for educational purposes only.