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The information on this site does not modify any insurance policy terms in any way. Bank of America is one of the largest banks in the U. Fees may apply. Please enter the zip code for your home address so we can give you accurate rate and fee information for your location. Return to previous page. Which is best for you?
Advantage SafeBalance Checkless banking with flexible ways to pay. Advantage Plus Everyday banking with more ways to waive the monthly fee. Advantage Relationship Perks for higher balances, like fee waivers and interest. Not sure? Answer 4 questions to help find your fit. Open now Open now. Learn about combined balances OR. Welcome to the future of banking A lifetime of changes. Just one checking account.
Get started layer Get started layer. Here's how it works Bank of America Advantage Banking is a checking account layer with three settings. If life changes, just switch it up. What is a checking account? About Advantage SafeBalance:. Open now. Open a SafeBalance account now. Not sure if SafeBalance is right for you? About Advantage Plus:.
Open an Advantage Plus account now. Not sure if Plus is right for you? About Advantage Relationship:. Open an Advantage Relationship account now. Not sure if Relationship is right for you? Compare your options layer. Let us help you find your fit. What's the advantage? Customize your account to fit your needs and experience our full scope of services Customize your account to fit your needs and experience our full scope of services Customize your account to fit your needs and experience our full scope of services.
Easy, anytime access Easy, anytime access Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, Footnote 6 your virtual banking assistant. Smart money management tools Smart money management tools Set custom alerts Footnote 10 and savings goals. Through these platforms, users can review their account activity and balances, order new checks, order debit card replacements, find ATMs and branches in their area, set up secure login procedures and more.
Current BoA customers are apparently happy with the bank's mobile apps, as the app holds a 4. With humble beginnings in as the Bank of Italy, the Bank of America of today has expanded worldwide.
Not only that, but its offerings of banking products have grown to include home loans, auto loans, investment opportunities with Merrill Lynch and more.
Please change your search criteria and try again. Searching for accounts Ad Disclosure Unfortunately, we are currently unable to find savings account that fit your criteria. Ad Disclosure. You can gain access to slightly higher rates when you are a BoA Preferred Rewards member.
You make one original deposit to the account and you cannot withdraw any of the savings until the CD's specific term is over. Your money will grow according to a 0. To gain access to a Bank of America CD, you will need to meet the minimum deposit amounts, which are a bit high. Whichever CD you choose to open , it will automatically renew for another term length after maturity unless you take action to withdraw your funds.
The bank will send you a notice before the date so you can take any necessary steps. These notices may also inform you of any changes the bank has made to the terms of your CD. Bank of America technically only offers a single checking account program called Bank of America Advantage Banking. SafeBalance Banking is the lowest tier, which means it comes with the least features. This fee can be waived if you're enrolled in BoA's Preferred Rewards program or you're a student under the age of 24 that's currently enrolled in school.
This is not an interest-bearing account. Some of the best banks don't charge a fee at all. Neither bank charges an extended overdraft fee, which is what banks can charge for having a negative account balance for a certain number of days. Wells Fargo and Bank of America have similar offerings but slight differences in avoiding fees that might tip either bank in your favor.
You can find options at NerdWallet's best banks and credit unions. Snapshot comparison. Wells Fargo details. Bank of America details. Learn More. Choose Wells Fargo if:. Choose Bank of America if:. You want a larger ATM network. Or go with an alternative. Wells Fargo vs. Bank of America: Basic checking accounts. How to get it waived. About 12, ATMs. About 17, ATMs. Bank of America: Basic savings accounts.
Bank of America: Certificates of deposit. Bank of America: Banking experience. Social media support available. Live chat support available. Email support available. Bank of America: Overdraft fees. Similar but not identical. A savings account is a place where you can store money securely while earning interest. LendingClub High-Yield Savings. APY 0. Discover Bank Online Savings.
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